How Much Do You Need?
15+
year of experience
Welcome to Prime Loan
Making Finance Clearer, Simpler & More Accessible
Finding the right finance shouldn’t feel complicated. Prime Loan helps individuals, investors and businesses understand their lending options and navigate the finance process with confidence.
We take the time to understand your goals before exploring suitable options across our lender network.
- Residential & Investment Finance
- Commercial Property Finance
- Business & Equipment Finance
- Access to Multiple Lenders
What Type of Finance Do You Need?
Explore flexible finance solutions designed to support your property, investment and business goals.
Owner-Occupier Loans
Finance designed for purchasing a primary residence that you plan to call home.
- Buy your primary residence
- Flexible loan structures
- Multiple lender options
Residential Investment Loans
Property finance for purchasing houses or apartments that will be leased to tenants.
- Finance investment properties
- Support your property portfolio
- Flexible lending options
Construction Loans
Progressive finance designed to fund the construction of a new residential dwelling.
- Progressive stage payments
- Finance new home construction
- Funds released as required
Standard Commercial Mortgages
Commercial property finance for businesses purchasing offices, factories or other premises.
- Purchase business premises
- Offices and retail properties
- Commercial lending solutions
Lease Doc Loans
Commercial property finance where eligible applications may be assessed using rental income.
- Designed for property investors
- Lease income considered
- Alternative documentation options
Development & Construction Finance
Finance for eligible commercial and property development projects through completion.
- Industrial development projects
- Apartment developments
- Progressive funding structures
Business Term Loans
Lump-sum business funding designed to support expansion, investment and growth initiatives.
- Funding for business expansion
- Set repayment period
- Support major purchases
Asset & Equipment Finance
Finance for business vehicles, machinery, equipment and eligible technology purchases.
- Business vehicle finance
- Machinery and equipment
- Technology and hardware
Lines of Credit & Overdrafts
Flexible revolving finance that can help manage short-term working capital requirements.
- Access funds when required
- Flexible revolving facility
- Support seasonal cash flow
Invoice Finance
Access working capital using eligible outstanding customer invoices.
- Unlock cash tied up in invoices
- Improve business cash flow
- Support everyday operations
WHY PRIME LOAN
Finance Made Simple
We make it easier to understand your options and move through the lending process with greater clarity.
Explore suitable finance options across a broad network of Australian lenders.
Finance options are considered around your circumstances, requirements and objectives.
Why Choose Prime Loan
Trusted finance solutions designed to create long-term value.
how it works
our working process
step 01
Tell Us What You Need
Share your property, business or investment goals and the type of finance you're looking for.
step 02
Explore Your Options
We review your requirements and explore suitable options from our lender network.
step 03
Application & Assessment
Once you've selected an option, we'll help you prepare and progress your finance application.
step 04
Approval & Settlement
Following lender Once approved, your finance moves toward settlement or funding..
OUR APPROACH
Finance Guidance Focused on You
We believe finding finance should start with understanding what you’re trying to achieve
We explain finance options in straightforward language so you can better understand your choices.
Access a broad range of lending options for different property and business requirements.
Get guidance throughout the finance journey, from your initial enquiry through to settlement.
We aim to keep the process clear, with important lending information explained along the way.
Finance lender
Compare options from 40+ Australian lenders
Understand Your Potential Loan Repayments
Planning your next property purchase, business investment or equipment upgrade? Use our simple repayment calculator to get an indication of what your monthly repayments could look like based on your preferred loan amount, term and interest rate.
Estimate Your Loan Repayments
Adjust the options below to get an estimated monthly repayment.
This calculator provides an estimate only. Actual interest rates, fees, repayments, loan terms and eligibility are subject to lender assessment and approval.
FAQ
frequently Asked Questions ?
What types of finance can Prime Loan help with?
Prime Loan can assist with residential home loans, investment property finance, construction loans, commercial property finance, development finance, business loans, equipment finance, lines of credit and invoice finance.
How does the finance application process work?
We start by understanding your requirements and circumstances. We can then explore relevant lending options before helping you progress your chosen application with the lender.
How much can I borrow?
Your borrowing capacity depends on factors such as your income, expenses, existing debts, deposit or equity, credit profile and the lender’s individual assessment criteria.
Can you help with business finance?
Yes. We can explore finance for eligible business purposes including expansion, equipment and vehicles, working capital and commercial property.
What Our Clients Say
Real businesses. Real experiences. Real results.
I recently worked with PrimeLoan for my business expansion, and I couldn't be happier with the results. From the first conversation, their team understood my needs and provided clear options. The process was smooth, transparent, and much faster than I expected.
